Car Accidents, Insurance and Recovery
If you have been in a motor vehicle accident and sustained an injury you are entitled to treatment, according to the Financial Services Commission of Ontario, which regulates automobile insurance. Have all injuries assessed, even if they seem to be minor. Don’t assume you will recover on your own; ignoring what seems to be a minor injury could lead to a longer recovery.
A minor injury could be a strain or sprain, a whiplash injury, abrasions or lacerations, or partial muscle or ligament tears. For these, you are entitled to up to $3,500 in rehabilitative therapy. More serious injuries, such as neurological impairment, fractures, spinal injuries or complete muscle or ligament tears, could give you a maximum of $50,000 in benefits. These benefits become applicable after any employee extended health benefits have been exhausted.
After an accident, visit a qualified physiotherapist or chiropractor for a complete assessment of your injuries. This assessment may include filling out a questionnaire, answering questions about the accident and looking at any x-rays, ultrasounds or MRIs that may have been done. In addition, a physical assessment will be done, determining pain tolerance, muscle strength, flexibility, range of motion and other factors.
Treatment may include manual therapy, application of ice/heat, ultrasound or electrical stimulation therapy, as well as progressive exercises. These exercises, done both at the rehabilitation facility and at home, will gradually and gently improve your function and reduce pain, while increasing strength, movement and flexibility.
Aim Rehabilitation Centre has access to a wide range of services and can take a multidisciplinary approach to your care. Physiotherapy, chiropractic, massage therapy, and acupuncture can work together to maximise your recovery.